Lower card fees for Westchester businesses

Westchester is full of owner-run businesses, from boutiques in Larchmont and Mamaroneck to restaurants in Rye and Armonk, jewelers in Scarsdale, and offices in White Plains. I'm based just over the state line in Stamford, so Westchester is part of my regular area.

What I do for Westchester owners

I'm an independent broker. I look at your statement, ask several processing partners to quote on your real numbers, and show you a side-by-side comparison. I'm not trying to push you into a single company's pricing, and I'm often able to help lower your credit card processing fees without a full switch.

The flat-rate trap

A lot of small shops start on a flat-rate plan because it's easy. It can be a good deal when you're just starting out. As sales grow, a flat rate can cost more than it needs to, because you pay the same markup on every card no matter what type it is. I wrote about it here: Why Flat Rate Processing Costs Westchester Boutiques More.

Keep your software, change the gateway

Many point of sale, booking and shop software systems can connect to a different processor behind the scenes, so you keep the system your team knows. That's true for some inns, restaurants, jewelers and studios. Whether it works for you depends on your software, and I'll confirm before promising anything. Start with Keep Your Software.

Find your real rate in five minutes

Take your last statement, add up every fee, and divide by your total card sales. That number is your effective rate. Our rate checklist walks you through it and lists the fees to watch for.

What to expect

A free statement analysis. I'm paid by the processing partner you choose, and only if you choose one.
No cancellation fees on agreements I set up, and a rate locked in writing.
Equipment at no cost to you when you set up through me.
A $50 gift card for your time if I can't find savings.
Phone and email are easy, and I'm happy to meet in person around Westchester.

In my experience I beat about 85% of the statements I review. Results vary by business.

Find out what you could save

Send me one recent statement. I'll go through it line by line and send back a side-by-side comparison, usually within about two business days. It's free, and if I can't find savings, I'll send you a $50 gift card for your time.